How to Spot Roof Damage After a Storm (Lancashire & Manchester Guide)
- Daniel Cunliffe
- Sep 9
- 4 min read

When a storm rolls through Lancashire or Greater Manchester, your roof is often the first line of defence - and the first part of your home to take a beating. High winds, heavy rain, and even the occasional hailstorm can leave behind hidden damage that only shows up weeks or months later as a leak or damp patch. Catching problems early can save you thousands in repairs and stop minor issues turning into major headaches.
This guide explains how to safely check your roof for storm damage, the most common issues to look out for, how insurance works, and when to call in a professional roofer.
Quick Answer - Signs of Storm Roof Damage
The most obvious red flags after a storm include:
Missing or slipped tiles (check your driveway and garden for debris)
Leaks, drips, or damp patches inside your loft
Brown water stains on ceilings or upstairs walls
Sagging or overflowing gutters
Light shining through roof timbers in your attic
If you spot any of these, it’s worth booking a storm damage inspection - especially if you’re in Manchester, Blackburn, Bury, Bolton, Burnley, Clitheroe or Leyland where storms tend to hit hard.
How to Check for Roof Damage Safely
A post-storm check doesn’t mean climbing ladders. Start from the ground and inside your home:
Ground-level: Look for missing tiles, cracked slates, or debris on the floor.
Loft: Check insulation for damp spots, feel timbers for moisture, and look for daylight peeking through.
Interior: Brown or yellow stains on ceilings, peeling wallpaper, or musty smells all point to leaks.
👉 Safety first: never climb onto your roof after a storm. Leave that to a professional with the right equipment.
Most Common Types of Storm Roof Damage in the UK
Every storm is different, but in Lancashire and Manchester we typically see:
Missing or broken tiles: High winds can lift slates clean off.
Cracked tiles or ridge caps: Even small fractures let in water.
Lifted flashing: Chimneys, valleys, and Velux windows are common weak points.
Damaged gutters or fascias: Wind-blown debris often causes cracks or dislodges sections.
Black streaks or moss spread: Not always storm damage, but a sign your roof may need attention.
Insurance & Storm Damage – What You Need to Know
Many homeowners ask: is roof storm damage covered by insurance?
What counts as storm damage? Most insurers use the Met Office’s windspeed thresholds (around 47mph or higher). If winds reached this locally, insurers are more likely to pay out.
What isn’t covered? General wear and tear, poor maintenance, or an already failing roof.
How to prove storm damage: Take clear photos, keep date-stamped evidence, and get a roofer’s inspection report.
Do surveyors check roofs for claims? Yes - they’ll often inspect and document damage before approving payouts.
Roof Inspections & Costs in Lancashire & Manchester
If you’re unsure about the state of your roof, a professional inspection is the safest route.
Typical roof inspection cost in the UK: £150–£300.
Drone surveys: Increasingly common, especially for hard-to-reach properties.
Professional reports: Provide written proof for insurance claims.
At Daniel Roofing And Guttering, we provide straightforward roof inspections across the North West and give honest advice on whether you need a repair, a temporary fix, or a full replacement.
Preventing Future Storm Damage
A little preparation can make a big difference before the next storm hits:
Keep gutters and downpipes clear of leaves and moss.
Book an annual roof survey before winter.
Replace loose or cracked tiles promptly.
Consider durable upgrades such as slate or EPDM flat roofing.
Local Roof Damage Checks Across Lancashire & Manchester
We’ve carried out storm damage repairs across towns like:
Wherever you’re based in Lancashire or Greater Manchester, our team offers quick inspections and guaranteed roof repairs with no hidden costs.
FAQs About Storm Roof Damage
Got questions about storm damage? You’re not alone. After every major storm, we hear the same concerns from homeowners across Lancashire and Manchester - from insurance claims to how much wind it really takes to rip a tile off. Here are straight answers to the most common questions.
How to prove storm damage to a roof?
Take photos of debris, missing tiles, and interior leaks. A roofer’s written report will strengthen your claim.
Is roof damage covered by house insurance?
Yes, if it’s sudden storm damage. Insurers won’t usually cover neglect or wear and tear.
How much wind is needed to damage a roof?
Around 45–50mph can lift loose tiles. Gusts above 60mph often cause widespread damage.
What type of roof is most easily damaged by high winds?
Lightweight felt and poorly maintained tiled roofs are more vulnerable than well-installed slate or modern systems.
How to claim storm damage on a roof?
Contact your insurer quickly, provide photos, keep receipts for any emergency repairs, and use a local roofer’s inspection report.
Final Word – Don’t Delay Storm Repairs
The sooner you act after a storm, the less damage your home will suffer. If you’re in Lancashire or Greater Manchester and suspect storm damage, call Daniel Roofing And Guttering for a clear, honest inspection. We’ll give you straight answers, guaranteed workmanship, and no cowboy quotes - just reliable roofing service when you need it most.
📞 Call us today on 07922 564912 for a storm damage inspection.